multi-player Baccarat is played and programmed
with Atlantic City Gaming rules. Authority: New
Jersey Casino Control Commission.
Exceptions: The cards are shuffled after each hand.
are dealt in Baccarat - The Banker's hand and the
Player's hand. Prior to each deal, the player
wagers on whether the Player's hand or the
Banker's hand is closest to a total of 9. The
player also has the option to wager on a tie (i.e.
both the banker's and player's hands total the
same). 8 decks of 52 cards are used.
How to Play:
Betting: Your chips are stacked by denomination ($1,
$5, $25, $100, $500) at the bottom of the game
window. Select the amount you would like to wager
on a given hand by clicking the left mouse button
on the chip of that denomination. This activates
that specific chip denomination. Next, place your
bet on the Baccarat table by clicking on a bet
field. To specify a bet that is not equal to an
existing chip denomination, simply click on
another chip denomination after placing your
previous chip on the table. For example, to bet
$30, click on the $25 chip and place it on the
table then click on the $5 chip and place it on
top of the $25 chip. By clicking on the right
mouse button you will withdraw your entire wager.
Your total bet will be displayed in the
"Bet" just below "User". You may repeat your last
bet by clicking on the ReBet button or by simply
hitting the "0" button of your numeric keyboard.
Other keyboard shortcuts are summarized below. If
you place a wager that is lower than the minimum
table bet limit, your bet amount will be
automatically adjusted to the minimum bet amount.
Multi-Player Baccarat: In the
multi-player version of Baccarat, each table can
accommodate five players and the dealer. You may
change your position on the table by clicking on
the desired spot between hands. Each player begins
a hand by placing a bet on the Baccarat table. You
may place a bet when the "Deal" button,
button and betting chips are placed in front of
There are three types of bets a
player may wager on - the Player's hand (click on
the first circle from the end of the table to
place the wager), the Banker's hand (click on the
second circle from the end of the table to place
the wager), or the Tie bet (click on the number
above the second circle to place the wager). A
combination of these bets can also be made. Place
your wagered amount by clicking with the left
mouse button on the Baccarat table field you would
like to bet (Player, Banker, Tie).
you have placed a bet on the table, you may choose
to skip the given deal (before your first card is
dealt) by clicking on the "Pass" button or to
proceed with the bet by pressing "Deal". If you do
not bet or pass within 15 seconds from the
beginning of your turn, you will be automatically
excluded from that particular hand. Note that if
you join a table in the middle of a hand, you must
wait until the round is over and after that you
will be able to bet on the next hand.
After each player has pressed either the
"Deal" or "Pass" button, the Player and Banker are
dealt two cards. All tens and picture cards are
worth zero, aces are worth 1, and all other cards
are worth their face value. If the value of cards
exceeds 9, then the value is adjusted by
subtracting 10 from the total.
After the first
two cards are dealt to both the Player and Banker,
a third additional card may be dealt but the
player does not ask for a third card. All
additional cards are subject to a "Third Card
Rule". No hand receives more than three cards.
When the Player and Banker hands equal the same
total, the hand is declared a Tie. If the value of
the cards in either the Player's Hand or the
Banker's Hand is an 8 or a 9 (a "natural") after
receiving their initial two cards then no more
cards shall be dealt to either hand. If the value
of the cards in the Banker's Hand on the first two
cards is 0 to 7 inclusive, the Player's hand shall
draw in accordance with the "Third Card Rules".
Third Card Rules:
the Player's two cards total:
||Player's hand must draw|
||Player's hand must
||"Natural" (both hands
Player's Hand acts on a third card draw, the
Banker's Hand receives a third card according to
||Banker's hand must draw|
||Third card to Player's hand
determines draw or stand|
||Banker's hand must
Banker's two cards total between 3-6:
hand draws when Player's third card
hand does not draw when Player's third card
||Banker's hand must stand
||Banker's hand must
||"Natural" - Bank stands
||"Natural" - Bank
Player's hand stands on two cards (6,7), then a
two card Banker hand totalling 3,4,5 must draw and
a Banker hand totalling 6 must stand.
|A winning Player hand wager
||1 to 1|
|A winning Banker hand wager
||1 to 1|
|A winning Tie wager
$5 minimum bet.
Setting your table bet
You may also set your table bet
limit below the maximum specified limit by
selecting Bet Options from the Game Menu. The
Modify Table Bet Limit window will appear on the
screen. To reduce your maximum table bet limit
type in the new limit in the appropriate box and
confirm it by typing your PIN in the box below.
Click on the OK button to complete the update.
Please be aware that you can modify your table bet
limit no more than once per week (Friday 12:00 AM
EST) and that using the Modify Table Bet Limit
function affects the bet limit for all games and
not just the game that you are currently playing.
To begin chatting, click on the Chat button at the bottom
left-hand corner of the game console. A chat
window will pop-up in the top-left hand corner of
the game console. You may chat with others at the
table by typing in a message in the chat window
and pressing Send. Your message and the messages
of others will appear in the top part of the game
window. The actual location depends on your
seating position. If you prefer not to chat, you
may close the chat window by clicking on the
button in the top right hand corner of the chat
window. You may reopen the chat window at any time
by clicking on "Chat" in the top menu
Please refrain from using any language or
discussing topics that others may deem offensive.
Failure to comply with this rule may result in
your removal from InterCasino. If you feel that
someone is abusing this rule, please send an e-mail
to our support team and we will look into it.
A list of the previous winners is
displayed in the Statistics window on the left
hand side of the screen. The Banker's hand is
indicated by the letter 'B', the Player's hand is
indicated by the letter 'P' and a tie is indicated
by a dash '-'. Consecutive wins by either the
Banker or the Player are displayed in the same
column. A new column is displayed when the Banker
or Player starts a new winning streak. A tie is
considered part of the same winning streak and is
always displayed in the same column as the
previous winner. In addition, the sum of all
Banker wins, Player wins, ties and total hands
played is displayed at the bottom of the
You may turn on/off the Sound, Voice
and Animation during the game by clicking on the
Options button located in the lower left-hand area
of the console. The setting is turned on when the
checkbox is checked and it is turned off when the
checkbox is unchecked. You must exit and re-enter
the game to activate the Animation feature.
information on Baccarat, please consult the
John Patrick's Baccarat : How to Play and Win
at the Table With the Fastest Action and the
Highest Stakes, Lyle Stuart, 1997.
Stuart, Lyle. Lyle Stuart on
Baccarat, Barricade Books, 1997.
Tamburin, Henry. Reference Guide to
Casino Gambling, Research Services Unlimited,
Tamburin, Henry and Rahm, Richard.
Winning Baccarat Strategies, Research
Services Unlimited, 1983.
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