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Blackjack (multiplayer)

Rule Authority:

InterCasino Blackjack is played and programmed according to Atlantic City Blackjack rules.

Authority: New Jersey Casino Control Commission.

Rule Exceptions: The deck is re-shuffled after approximately one-third of the shoe (the 8 decks of cards) has been dealt, pairs may not be re-split, and players may not draw additional cards on split Aces.


In Blackjack, you and the dealer (the computer) are dealt two cards to start. The objective of Blackjack is to accumulate cards that add up closer to 21 than that of the dealer's cards, without going over 21. Cards are worth their face value with the exception of Kings, Queens, and Jacks which are each worth 10 and Aces which are worth either 1 or 11. If the value of your hand is closer to 21 than that of the dealer you win. If the value of the dealer's hand is higher than yours you lose. If the hands are of equal value the deal is a push and your money is returned. If you have a total of 22 or higher (a busted hand), you lose regardless of whether the dealer also busts.

Summary of rules:

  1. 8 52-card decks are used
  2. The deck is re-shuffled after approximately one-third of the shoe (the 8 decks of cards) has been dealt.
  3. Dealer stands on all 17's
  4. Doubling after splitting allowed
  5. No re-splitting of cards allowed
  6. No surrender
  7. Only one additional card allowed on each Ace when splitting a pair of Aces
How to play:

Card Values: InterCasino Blackjack is played with eight fifty-two card decks. The deck is re-shuffled after approximately one-third of the shoe (the 8 decks of cards) has been dealt. All face cards are valued at ten and the cards from 2-10 are valued as indicated. Aces can be valued at either one or eleven; if counting the Ace as eleven would put the hand over twenty-one, the Ace is automatically counted as one instead. You need not specify which value the Ace has. It's always assumed to have the value that makes the best hand. The value of a hand is simply the sum of the values of the individual cards. For example, a hand containing a Jack, 3, and 4 has a value of 17.

Betting: Your chips are stacked by denomination ($1, $5, $25, $100, $500) at the bottom of the screen above your User label. Select the amount you would like to wager on a given hand by clicking the left mouse button on the chip of that denomination. The amount wagered per hand may be increased or decreased by placing the mouse on the stack that you wish to add or subtract to your bet. Each time you click the left mouse button you will add a chip from that pile to your planned wager amount. Likewise by clicking on the right mouse button you can decrease your planned wager amount. You may repeat your last bet by simply hitting the "0" button of your numeric keyboard. Other keyboard shortcuts are summarized below. If you place a wager that is lower than the minimum table bet limit, your bet amount will be automatically adjusted to the minimum bet amount.

Multi-player rules: In the multi-player version of Blackjack, each table can accommodate five players and the dealer. Your spot on the table will be noted by a bright white light. You may change your position on the table by clicking on the desired spot between hands. Each player begins a hand by placing a bet on the table as described above. Once you have placed a bet on the table, you may choose to skip the given deal (before your first card is dealt) by clicking on the "Pass" button or to proceed with the bet by pressing "Deal". If you do not bet or pass within 15 seconds from the beginning of your turn (marked by a light shining on your white circle), you will be automatically excluded from that particular hand. Note that if you join a table in the middle of a hand, you must wait until the round is over and after that you will be able to bet on the next hand. Each player will then receive two cards face up. The dealer will receive one card face up and one face down.

When it is your appropriate turn (marked by a light shining on your white circle), and based on the cards you hold and the one visible from the dealer's hand, you can do the following by left clicking on the appropriate button:

Requests another card. You can request a hit as many times as you like, but if your total goes over twenty-one, you will Bust and lose the hand.

Requests that you receive no more cards. The hand as it currently stands will be judged against the dealers.

If you have two cards of the same denomination, a Split button will appear. This option will only be available immediately after you receive your first two cards.

You can split your cards into two hands and play each hand separately. Your original bet will be duplicated for the new hand. Each hand will be played out as usual except when splitting Aces, where only one additional card per hand is dealt. A white box displaying your card total will appear over each hand indicating which hand is active.

The split option can only be used once per hand - you cannot split part of a split hand. Any winning 21 obtained after splitting a pair is paid 1-to-1.

Double Down:
This option will only be available immediately after you receive your first two cards. If you select this option, three things will happen: you will get exactly one more card, your turn will end, and your bet will be doubled.


Whenever the dealer's up-card is an Ace, the player has the option of taking insurance for half the amount of the bet.

If you wish to take insurance, click on the "Insurance" button. If you do not wish to take insurance, you simply click on the "Pass" button to proceed with the rest of the hand.

When you buy insurance, you are effectively betting on the fact that the dealer's down card is a ten or face card, ie. a natural blackjack.

If the dealer does have a 10 ranking card, the player is immediately paid 2-to-1 on the insurance bet, but the original wager is lost unless the player too has a blackjack and pushes with the dealer. If the dealer does not have a natural blackjack, the rest of the hand is played out as usual, and you lose your insurance money.

If you eventually win the hand, you will get back your original bet plus the same amount in profit.

If you win with a natural blackjack, you will be paid off at 3-to-2 odds, which means you get your original bet back plus 150% profit. (So if you bet $50 and win with a natural twenty-one, you get $50 (your bet) plus $75 (your bet plus half of your bet), which totals to $125.

NB: In Multi-player mode, you may select your next move while you are waiting for the other players to complete their play. A dialogue box will appear on the lower half of the screen. You will be invited to select your next move (Hit, Stand, Double Down or Split). You may select your choice by clicking on the checkbox to the left of your choice.

Alternatively, you may wait until the light shines on your white circle to make your next move.


Result Payoff
Winning Hand 1 to 1
Blackjack 3 to 2
Insurance 2 to 1

Betting Limits:

$5 minimum initial ante
$300 maximum bet.

Individual tables may have a higher minimum bet and a lower maximum bet. There are two ways to determine the table bet limit for a specific table. You can place your mouse pointer over a specific table. After 2 or 3 seconds a box will appear identifying the table number and the minimum and maximum bet. Alternatively, you can click on a specific table. A new window will open displaying the minimum and maximum bet.

Setting your table bet limit:

You may also set your table bet limit below the maximum specified limit by selecting "Bet Options" from the "Game Menu". The "Modify Table Bet Limit" window will appear on the screen. To reduce your maximum table bet limit type in the new limit in the appropriate box and confirm it by typing your PIN in the box below. Click on the OK button to complete the update. Please be aware that you can modify your table bet limit no more than once per week (Friday 12:00 AM EST) and that using the "Modify Table Bet Limit" function affects the bet limit for all games and not just the game that you are currently playing.

Basic Blackjack Strategy Table

Basic blackjack strategy is defined as the proper play of cards knowing only your hand and the dealer's exposed card. It does not involve card counting (an advantage lost in playing InterCasino with 8 decks reshuffled after each hand) or remembering which cards were played previously. The basic blackjack strategy is created through intensive computer simulations which perform a complete combinatorial analysis. In this method, the computer "plays" tens of thousands of hands for each BlackJack situation possible and statistically decides which decision best favours the player.

Basic strategy is usually printed as tables with the dealer's up card the first row and your two card combination the first column. The other entries in the table tell you what to do (Stand, Hit, Double-Down, Split) with the different combinations of dealer and player's hands. Basic blackjack strategy tables for InterCasino rules (8 decks, dealer stands on 17, double-down on any two cards, double after split allowed, no re-splitting of cards allowed, no surrender) are shown below for hard totals, soft totals, and pairs along with a legend.

S - Stand
H - Hit
D - Double
Y - Yes, split
N - No, don't split

Dealer's Upcard
Your Cards 2 3 4 5 6 7 8 9 10 A
17 S S S S S S S S S S
16 S S S S S H H H H H
15 S S S S S H H H H H
14 S S S S S H H H H H
13 S S S S S H H H H H
12 H H S S S H H H H H
11 D D D D D D D D D H
10 D D D D D D D D H H
9 H D D D D H H H H H
8 H H H H H H H H H H

Soft Totals:

Dealer's Upcard
Your Cards 2 3 4 5 6 7 8 9 10 A
(A,9) S S S S S S S S S S
(A,8) S S S S S S S S S S
(A,7) S D D D D S S H H H
(A,6) H D D D D H H H H H
(A,5) H H D D D H H H H H
(A,4) H H D D D H H H H H
(A,3) H H H D D H H H H H
(A,2) H H H D D H H H H H


Dealer's Upcard
Your Cards 2 3 4 5 6 7 8 9 10 A
(A,A) Y Y Y Y Y Y Y Y Y Y
(10,10) N N N N N N N N N N
(9,9) Y Y Y Y Y Y Y Y Y Y
(8,8) Y Y Y Y Y Y Y Y Y Y
(7,7) Y Y Y Y Y Y N N N N
(6,6) Y Y Y Y Y N N N N N
(5,5) N N N N N N N N N N
(4,4) N N N Y Y N N N N N
(3,3) Y Y Y Y Y Y N N N N
(2,2) Y Y Y Y Y Y N N N N


You may chat with others at the table by typing in a message at the bottom of the chat window and pressing Send. If you prefer not to chat, you may close the chat window by clicking on the "x" button in the top right hand corner of the chat window. You may reopen the chat window at any time by clicking on "Chat" in the top menu bar.

Please refrain from using any language or discussing topics that others may deem offensive. Failure to comply with this rule may result in your removal from InterCasino. If you feel that someone is abusing this rule, please send an e-mail to our support team and we will look into it.

You may turn on/off the Sound, Voice and Animation during the game by clicking on the Options button located in the lower left-hand area of the console. The setting is turned on when the checkbox is checked and it is turned off when the checkbox is unchecked. You must exit and re-enter the game to activate the Animation feature.


For further information on blackjack, please consult the following references:

Carlson, Bryce. Blackjack for Blood, Compustar Press, 1992.

Humble, Lance and Cooper, Carl. The World's Greatest Blackjack Book, Doubleday, 1987.

Scoblete, Frank. Best Blackjack, Bonus Books, 1996.

Tamburin, Henry. Reference Guide to Casino Gambling, Research Services Unlimited, 1993.

Uston, Ken. Million Dollar Blackjack, Carol Publishing Group, 1994.


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